Connecticut Insurance Insights

What changes on your home and auto insurance when you move to Connecticut from another state, and why a licensed advisor reviews it instead of a quote calculator.

How to document your home's contents before a claim, not during one - a practical checklist for Connecticut homeowners.

Why a standard Connecticut auto policy can leave a gap between what a totaled car is worth and what is still owed on it, and where gap coverage fits in.

What shapes auto insurance for New London, CT drivers - Connecticut requirements, local factors, and why an advisor reviews the details instead of an instant online quote.

Why New England Insurance uses a licensed advisor instead of an instant online quote calculator, and what that tradeoff actually buys you.

A growing number of Connecticut homeowners are getting non-renewed after a carrier reviews an aerial or satellite photo of their roof. State regulators have already ruled on how far that practice can go.

Connecticut law gives you 60 days after a non-renewal notice before coverage actually ends. Here is what the notice can and cannot say, what the FAIR Plan actually covers, and how to use the window.

A new state-mandated notice is now landing in Connecticut homeowners and renters renewal packets, stating in plain language that flood is not covered. Here is what triggered it and what to do about it.

A percentage hurricane deductible on a multi-million-dollar Connecticut shoreline home is a six-figure number most owners have never actually computed. Here is exactly when it applies, how much, and where.

Chubb, PURE, Cincinnati, Berkley One, and Private Client Select are not interchangeable. A structural comparison of how each is organized, how each handles valuation and claims, and what that actually means for a Connecticut estate.

A municipal bid packet full of ISO form numbers and liability limits is not optional reading. Here is what "primary and non-contributory," a waiver of subrogation, and specific CGL endorsements actually mean for your certificate.

A leaking heating oil tank in Connecticut makes you legally responsible for the cleanup — including on your neighbor's property — and not every homeowners policy responds. What the state requires and what to check before it happens.